Guides
Answers to the questions that come up most, written the way I would explain them on a phone call. No rate bait, no lead capture wall.
- 01
Pre-qualification vs pre-approval, and why the difference matters
A pre-qualification and a pre-approval are not the same document, and agents in a competitive market can tell. Here is what separates them and which one you need.
- 02
Why self-employed buyers get denied, and what to do about it
Good tax preparation minimizes taxable income. Conventional underwriting qualifies you on taxable income. Here is how that conflict gets resolved.
Start with a quick call
Tell me what you're trying to buy and roughly where your income and credit stand. In about fifteen minutes we'll both know whether there's a loan here and what it would take.